$870,000
 $4,670 est/mo Sourced by Back At You

260 S Central Ave,UMATILLA, FL 32784

UMATILLA, FL 32784

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Description

Lakefront Oasis with Income Potential - 260& 264 S. Central Ave., Umatilla, FL. The main home is 1,258 sq ft and the duplex is 2,160 sq ft with both units currently occupied. Discover this exceptional lakefront home in the heart of Nature’s Hometown Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Situated on a spacious lot that includes a separate duplex at 260 S. Central Ave. (Units A & B), this property provides versatile options the duplex can be parceled off as its own unit for added value or rental income. Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirlpool appliances A large pantry housing a Samsung washer and dryer Tongue-and-groove cypress ceilings in the living and dining areas High-grade tile flooring throughout 6" spray foam insulation in the ceiling and around windows for superior efficiency The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub. Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use. Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract) Trane energy-efficient HVAC system under service contract with St. Louis Air Whole-house tankless gas water heater (Navien) All-gas systems: heat, stove, dryer, and water heater Yard irrigation sourced directly from the lake Digital entry lock Extra-large double carport Outdoor kitchen on the covered porch (with two lakeside entries) Lockable exterior storage unit in front (houses electric panel and freezer) Utilities & Infrastructure: All underground utilities Sewer lift station that pumps directly to the street sewer This main home is an energy-efficient masterpiece with thoughtful details throughout. Titled in a Land Trust (to be provided). Whether you're looking for a primary residence, a vacation getaway, or an investment with rental potential from the duplex, this lakefront property delivers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest. Don't miss this rare opportunity schedule your private showing today!

Details

MLS #G5111095
Listing TypeFor Sale
StyleHouse
Sub-TypeFor-sale
StatusActive
Year1998
Days On Site138
Listing Provided ByRLW REALTY | Logan Wilson

Features

Bed(s)2
Bath(s) 2 Total
SQ Feet1,258
Car PortYes
Story(s)2
ZoningRP
Acreage0.58

Taxes

Property6856

Area Information

StateFL
CountyLake
CityUMATILLA
Zip Code32784
Area32784 Umatilla | Dona Vista
Community NameUMATILLA MITCHENORS ADD
School DistrictUmatilla High
Elementary SchoolUmatilla Elem
High SchoolUmatilla High
Listing VS Median (in UMATILLA MITCHENORS ADD)
Price:
$870,000
low | high
Med:
$675,000
72.413793103448% of Average
sqft:
1,258
low | high
Med:
1,258
50% of Average
$ / sqft:
$692
low | high
Med:
$537
72.413793103448% of Average
On site:
138
low | high
Med:
152.5
90.491803278689% of Average
Sourced by Back At You

Market Activity 32784

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 Listings courtesy of Stellar MLS as distributed by MLS GRID.Based on information submitted to the MLS GRID as of September 30, 2026 at 6:38:48 AM PDT All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. “The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

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Learn More About This Property

StateFL
CountyLake
CityUMATILLA
Zip Code32784
Area32784 Umatilla | Dona Vista
Community NameUMATILLA MITCHENORS ADD
School DistrictUmatilla High
Elementary SchoolUmatilla Elem
High SchoolUmatilla High
Listing VS Median (in UMATILLA MITCHENORS ADD)
Price:
$870,000
low | high
Med:
$675,000
72.413793103448% of Average
sqft:
1,258
low | high
Med:
1,258
50% of Average
$ / sqft:
$692
low | high
Med:
$537
72.413793103448% of Average
On site:
138
low | high
Med:
152.5
90.491803278689% of Average
Sourced by Back At You
Listing Updated: July 9, 2026 at 5:34:18 PM PDT